Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content When to Self-Insure Choosing to bear the financial burden of an adverse event is called self-insuring. Do you know what that entails? Counteracting Capital Gains with Tax-Loss Harvesting You may have heard the phrase "tax-loss harvesting." A financial professional may be able to provide some guidance. Emotional vs. Strategic Decisions Information vs. instinct. Are your choices based on evidence of emotion?