What causes financial failure?
Most factors contributing to financial failure are erosion of income experienced as taxes, inflation, high fees, interest costs, etc. They reduce the amount of income available to enjoy, save or give away.
Destructive consequences are experienced when income seizes from a lost job, sickness purges a person from continually working or death strips a family of all future income.
Unique analysis must be considered when a person voluntarily elects to retire, shifting income needs from a person working to accumulated savings or sale of a business.
The common thread is that income is our most precious financial resource.
People hire my team and I to help them identify threats and formulate an action plan to avoid the associated outcomes on the trek towards success.